Privacy Policy and Disclaimer

This Policy explains how AMRA Information Technology Consultants, Dubai, UAE (“AMRA”, “we”, “us”) collects, uses, stores and protects personal data relating to website visitors and people who contact us.

1. Data we may collect

• your name and other information you voluntarily provide;
• your preferred contact method, phone number, email address or messenger username;
• your enquiry and any information attached to it;
• technical data required for website operation and security, and cookies where used.

2. How we use personal data

We may use data to respond to an enquiry, communicate with you, prepare and provide requested services, improve the website and service, maintain security, prevent misuse and meet applicable legal obligations.

3. Legal grounds

Depending on the circumstances, processing may rely on your consent, steps taken at your request before entering into a contract, performance of a contract, AMRA’s legitimate interests or compliance with applicable law.

4. Access and service providers

Access is limited to authorised personnel and providers that need the data for hosting, CRM, security or communications. If you choose WhatsApp, Telegram or Instagram, the relevant platform also processes data under its own privacy terms.

5. International transfers

International technology and communications services may involve processing outside your country. Where relevant, we seek to use reasonable contractual, organisational and technical safeguards.

6. Retention and security

We keep data only for as long as reasonably necessary for the stated purposes, dispute resolution and legal requirements. We use reasonable safeguards, but no internet channel can guarantee absolute security.

7. Your rights

Subject to applicable law, you may request access, correction or deletion, seek restriction, object to processing, withdraw consent and complain to a competent authority. Withdrawal does not affect processing lawfully completed before withdrawal.

8. Cookies

The site may use necessary cookies for proper operation. Analytics or marketing cookies should be used only where actually enabled and with consent where required by law.

9. Legal framework and contact

The UAE’s general federal framework includes Federal Decree-Law No. 45 of 2021 Concerning the Protection of Personal Data. Specific obligations depend on the processing and jurisdiction. Privacy enquiries: amra.consultation@gmail.com.

Website materials are provided solely for general informational and educational purposes.

No individual advice

Nothing on this website constitutes individual financial, legal, tax or investment advice, and it does not replace an assessment of your circumstances by an appropriately licensed professional.

Accuracy and outcomes

Laws, market conditions and third-party information may change. We aim to keep information current, but do not guarantee completeness, continuous accuracy, availability or any particular outcome.

Scope of services

AMRA does not execute payments, exchanges, transfers, brokerage or custody, does not accept client funds, and does not act as a bank, payment provider, exchange, broker, law firm or investment firm. External links are provided for convenience and are governed by the third party’s own terms and policies.

Independent professional advice

Before making a financial, legal, tax or investment decision, you should obtain independent advice from a professional holding the licences required in the relevant jurisdiction.